Get Gold Loans in Chennai
If you are looking for a gold loan Chennai option for personal or business needs, a Manappuram gold loan is your best bet. Gold loans in Chennai from Manappuram are easy to get, require simple documents, and are disbursed quickly. Whether it’s for medical bills, education, or any urgent financial requirements, Manappuram Finance allows you to use your gold jewellery as collateral to borrow money. Explore low-interest gold loans in Chennai to find the option that best suits your needs.
Gold Loan Interest Rates in Chennai
In 2026, Manappuram Finance offers competitive gold loan interest rates in Chennai, starting from as low as 9.90% per annum*.
You can compare schemes to find the most suitable gold loan rate in Chennai based on your borrowing needs.
Rates may vary based on the loan amount, tenure, and chosen scheme. With flexible repayment options and quick approvals, Manappuram remains a preferred choice for gold loans in the city and for those looking for the best gold loan in Chennai.
| Scheme Name | LTV | Loan Limit | Monthly Prompt | Bimonthly Prompt | Quarterly Prompt | Base Interest Rate | Annualised Rate of Interest |
|---|---|---|---|---|---|---|---|
| MT + 5 | 75% | Min ₹5 Lakhs | 9.90% | 24.00% | 24.00% | 24.00% | 26.82% |
| SA + 1 | 60% | Min ₹1.95 Lakhs | 11.50% | 24.00% | 24.00% | 24.00% | 26.82% |
| DS | 50% | Min ₹10,000 | 12.00% | 20.00% | 24.00% | 24.00% | 26.82% |
Note: Learn more about the interest rates of our gold loan schemes to make an informed decision.
Highest Gold Loan Per Gram in Chennai
Manappuram Finance offers the highest gold loan per gram in Chennai. You can find the gold loan per gram using our gold loan calculator based on purity and the today gold loan rate in Chennai.
Gold Loan Calculator
Best Gold Loan Company in Chennai
Why is Manappuram Finance considered one of the best gold loan providers in Chennai?
- Quick approval and fund disbursal
- Safe gold storage
- Flexible repayment terms
- Online and offline application processes
- Competitive interest rates among other gold loan companies in Chennai
To find the best gold loan interest rate in Chennai, compare different gold loan companies and check what value addition is offered.
Eligibility Criteria to Get a Gold Loan in Chennai
To apply for a gold loan in Chennai from Manappuram Finance Limited, you must:
- Should be 18 years or above.
- Should be the gold owner
- Gold purity should be 18k to 24k
- Have valid ID, address proof, and PAN (for loans above ₹5 lakh)
How to Apply for a Gold Loan in Chennai
Online
- Visit our website or download our mobile app
- Upload the necessary documents for applying a gold loan in Chennai.
- Visit us for gold valuation.
- Get money in your account.
Offline
- Visit a Manappuram Finance Limited branch in Chennai.
- Fill the form and submit the gold and documents.
- Get quick loan approval after verification.
Documents Required for Gold Loan in Chennai
| Document Type | Options |
|---|---|
| ID Proof | Aadhaar Card, Voter ID, Driving Licence or Passport. |
| Address Proof | Aadhaar Card, Utility bills, Voter ID, Driving Licence or Passport. |
| PAN/Form 60 | PAN Mandatory for high loan amounts |
Apply for a Gold Loan in Chennai at the Nearest Manappuram Branch
Need funds fast? Visit a nearby Manappuram Finance branch or apply for a Gold Loan online.
Manappuram Finance Limited offers the best gold loan at lower interest rate in Chennai with secure, fast service.
FAQs About Gold Loans in Chennai
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Contact Us
Call our toll-free number: 1800-420-22-33 visit your nearest Manappuram Chennai branch to get started with your gold loan application process. To get in touch with us, visit our Enquire Now page.